• Smooth your financial journey

  • Stay on your chosen path

  • Feel secure



At Financial Springs, our goal is to help smooth our clients’ financial journeys.

Leaf Springs were traditionally used in vehicles as part of the suspension system.

They would help keep the vehicle on the chosen path, while making the ride as comfortable as possible.

A smooth financial journey for clients … this is our passion … to partner with you … to help you to move towards your financial goals.

We value teamwork

Here is our team so that you get to know us better …

Father of three, loves all sport, gardening & history; teacher for twenty years and has been a financial planner since 1996.

Thomas Ryan is a Sub Authorised Representative No. 245181

Tom Ryan

Personal Financial Adviser

Active mum balancing three children, gardening & chickens.

Kerrie Moreton

Adviser Assistant

We would love to hear from you


When it comes to personal financial wellbeing, taking advice from others requires faith in their skills and trust in their judgement.

We want you to be comfortable with us as your adviser and part of this involves helping you understand our approach to investing.
To us, client relationships are about being open and transparent with everything we do.

We are a family business and we treasure our relationships. We take great pride in helping others succeed…
it’s about hearing your story.

While investing can be complex, we want to simplify the process for you. There is a glut of information available to you – some helpful – while some in our opinion is just unhelpful. We can partner with you to filter the information – distilling what’s really important for you.

We believe in guiding our clients to financial security… we have a passion for investing… we practice what we preach and we love to share this knowledge with our clients.

Many people spend years earning good money with little to show for it… we have learnt that everyone can save money.

Why not pay yourself first, protect what you have and make your money work for you?

“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

Warren Buffet




Life is like going for a drive… you like to choose where you go… and how you get there… to be free from stress… enjoying the journey… being in control.

Before we even get involved, the first step is to recognise that you want more out of life, to want your investments to work for you and to know that your plans and the people closest to you are protected.

We believe it’s important to plan and then act. In life it’s OK to feel uncertain, but don’t let it stop you from taking action.

The first step can be the hardest… but with help, the next steps become easier… they are important steps in the learning process.

Being open to accepting advice can smooth your journey … we are passionate about being on this journey together with you.

No one has all the answers – we have others that support us. Everyone has some financial literacy … but no one understands it all. Finance is what we do, and we love partnering with people on their journeys … ask us about plumbing and we have no idea.

You will soon realise that we are just like you, pretty down to earth and we enjoy getting to know people and being in a position to help.


Our first meeting will also be among our most important. You will leave this meeting with enough information to make an important decision around what type of relationship you would like with our practice. We will have real conversations; it’s where we gain a mutual understanding of how we may work together to achieve your financial goals.



Life is a series of events, from one generation to the next. These events are made up of all levels of intensity from “the everyday” to the “never forget”. They can be life changing, create fears, frustrations, and desires.

Life stage advice is based on what you need … where you want to go … when it’s most appropriate.

For us, it’s always about a client need or desire… and just like our advice, life is never static and forever changing.

There are many strategies that we can use to help achieve your goal.

We always work best with clients who are serious about their goals … who are open to advice and importantly, with those who allow us to learn more about them.

These life stages might resonate with you:

Life is like going for a drive… you like to choose where you go… and how you get there.


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